Let’s face it, most people are burdened with high balances on credit cards and high interest rates. Not matter how much you seem to pay and how often, your balances never seem to be reduced. Is there a way to legally get rid of credit card debt without ruining your credit? Is there a way to get rid of credit card debt but still be able to get new credit cards with a credit line? You will be surprised to find out that the answer is yes. Banks want you to think that the solution known as bankruptcy would be the death of your credit. However, this is absolutely wrong. In most cases, people are able to file for bankruptcy and legally get rid of all their credit card debt while being able to keep all their assets (if covered by an exemption). In fact, after filing bankruptcy most people will see not only an increase in their credit report, over time, but will also begin to receive credit card offers shortly. Do not be fooled by the banks. If you are troubled by credit card debt and are having financial difficulties, do not wait. Speak to an experienced bankruptcy attorney in New York City (Queens, Brooklyn, Bronx, Staten Island, New York), Long Island, Yonkers and Westchester.